Last updated September 19, 2026 · ranked from 734 Google reviews · How we rank
This guide to the best banks in Royal Oak, MI keeps the focus inside city limits: every listed entry is in Royal Oak, MI. Community Choice Credit Union holds the No. 1 spot with a 4.9 Google rating from 592 reviews, the largest review count among the five entries highlighted here. Comerica Bank has a 5.0 rating from one review. Huntington Bank has a 3.1 rating from 43 reviews, while Citizens has a 2.9 from 19. Bank of America (with Drive-thru ATM) has a 3.0 rating from 79 reviews. These ratings and review counts provide a concrete starting point for comparing the listed locations.
Top picks at a glance
1Community Choice Credit UnionCommunity Choice Credit Union offers checking, savings, mortgages, loans, business banking, and Saturday service from 9 a.m. to 1 p.m.
2Comerica BankComerica Bank offers an ATM, wheelchair-accessible entrance and parking, and weekday hours from 9 a.m. to 5 p.m.
3Huntington BankHuntington Bank offers drive-through access, an ATM, and Saturday banking from 9 a.m. to noon.
4.9(592)· Google4.9 out of 5 from 592 reviews (Google rating)
Bank
Closed today
A 4.9 Google rating from 592 reviews helps put Community Choice Credit Union at No. 1, alongside a broad range of banking services and useful branch hours. At 1740 Crooks Rd in Royal Oak, MI, it offers checking, savings, mortgages, loans, and business banking. Positive review excerpts describe resourceful, informative staff and help even during a long line. Friday hours extend to 6 p.m., and Saturday service runs from 9 a.m. to 1 p.m. On-site parking and a wheelchair-accessible entrance support in-person visits.
Saturday branch hours
Personal and business banking
Wheelchair-accessible entrance
“Wonderful place to do my banking! Ari is so sweet and has the best attitude & the staff is incredible resourceful and informative with various topics.”
5.0(1)· Google5.0 out of 5 from 1 reviews (Google rating)
Bank
Closed today
An ATM, accessible facilities and positive front-desk feedback put Comerica Bank at No. 6. Located at 323 S Main St in Royal Oak, MI, the banking center lists weekday hours of 9 a.m. to 5 p.m., with a wheelchair-accessible entrance and parking. Its Google rating is 5 stars from one review, whose author describes the front-desk employee as diligent and passionate about his work. These practical features and the specific praise for service support its place on this list.
ATM on site
Wheelchair-accessible entrance
Positive front-desk feedback
“The gentleman at the front desk is diligent, inspired, and passionate about his craft. Great location to bank at it seems.”
3.1(43)· Google3.1 out of 5 from 43 reviews (Google rating)
Bank
Closed today
Drive-through access, an ATM, and Saturday morning hours give Huntington Bank practical reasons for its No. 7 placement. At 800 S Main St in Royal Oak, MI, the branch provides on-site banking and wheelchair-accessible parking, with weekday hours of 9 a.m.–5 p.m. and Saturday hours of 9 a.m.–noon. Huntington’s stated offerings include personal checking, savings, and business accounts. Its 3.1-star Google rating across 43 reviews reflects mixed experiences: one reviewer praised the branch’s friendliness, while supplied excerpts raised concerns about check cashing and loan-related transactions.
Drive-through access
Saturday morning hours
Wheelchair-accessible parking
“The African American teller working 7-14 at 12:01 pm Scrutinized And Alienated me Refused to cash my business check which was issued to my business. Due me not having a business account, after requested three forms of ID, In which one of…”
2.9(19)· Google2.9 out of 5 from 19 reviews (Google rating)
Bank · Downtown Royal Oak
Closed today
An onsite ATM, wheelchair-accessible parking and weekday hours from 9 a.m. to 4 p.m. give Citizens at 200 S Main St in Royal Oak, MI practical reasons for its eighth-place position. Customers can also use Citizens’ online banking, mobile app and customer contact center. One five-star reviewer praised an employee’s patience, composure and helpfulness. That positive account sits alongside complaints about staff interactions and a 2.9-star Google rating from 19 reviews, making customer feedback mixed rather than a standout strength.
Onsite ATM
Wheelchair-accessible parking
Online banking access
“Shamiran was patient and dealing with rude customers, she kept her composure was professional and was very helpful when it was my turn.”
3.0(79)· Google3.0 out of 5 from 79 reviews (Google rating)
Bank
Closed today
Saturday hours and a drive-thru ATM help earn Bank of America at 28746 Woodward Ave in Royal Oak, MI its No. 9 spot. The branch opens weekdays from 9 a.m. to 5 p.m. and Saturdays until 2 p.m., with free parking and a wheelchair-accessible entrance. One reviewer describes helpful employees accommodating a 91-year-old customer for a notary visit without an appointment after a brief wait. Another praises the service inside, though the overall Google rating is 3 out of 5 across 79 reviews.
Drive-thru ATM
Saturday branch hours
Free parking lot
“The greeter inside was a very nice man and extremely helpful as were all the employees we encountered. We did not have an appointment for the notary however they accommodated my 91 year old mother after a brief wait.”
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3.0(79)3.0 out of 5 from 79 reviews (Google rating)
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Closed
Ratings and review counts shown are Google ratings, displayed with attribution.
How we ranked this list
Each bank is scored on a Bayesian-weighted rating (its rating adjusted for how many reviews it has compared with the Royal Oak category average), how recently we verified its details, and how complete its listing is. Scores and ranks are stored, so the order only changes when the underlying data changes.
Which financial institution in Royal Oak, MI has the highest Google rating?
Community Choice Credit Union at 1740 Crooks Rd has the highest rating among the listed financial institutions: 4.9 stars from 592 reviews. OUR Credit Union at 726 S Washington Ave has 4.6 stars from 29 reviews.
Which branches in Royal Oak, MI stay open until 6 p.m. on Friday?
Community Choice Credit Union, OUR Credit Union, and both Fifth Third Bank & ATM locations—803 S Main St and 29710 Woodward Ave—open at 9 a.m. and close at 6 p.m. Friday.
Which bank in Royal Oak, MI has the latest Saturday closing time?
Among the listed branches in Royal Oak, MI, Bank of America at 28746 Woodward Ave closes latest on Saturday, with hours of 9 a.m.–2 p.m. Community Choice, OUR Credit Union, and both Fifth Third branches close at 1 p.m.; Huntington at 800 S Main St closes at noon.
Where can I find a drive-thru ATM and free parking in Royal Oak, MI?
Bank of America at 28746 Woodward Ave lists a drive-thru ATM and free parking. It also has a wheelchair-accessible entrance and wheelchair-accessible parking.
Where are coin machines and shared branching available in Royal Oak, MI?
OUR Credit Union at 726 S Washington Ave offers self-serve coin machines, a night drop box, shared branching, and a walk-up ATM. Its Wednesday opening time is 10 a.m., compared with 9 a.m. on its other open days.