The best credit unions in Royal Oak, MI offer clear differences in review history, branch hours, and everyday banking services. Community Choice Credit Union at 1740 Crooks Rd has the highest Google rating and largest review count in this guide: 4.9 stars from 592 reviews. Its services include checking, savings, mortgages, loans, and business banking, while customer excerpts praise resourceful staff and personal attention.
Genisys Credit Union at 530 N Main St pairs a 4.4-star rating from 255 reviews with a drive-through and free parking lot. It stays open until 5:30 p.m. Monday through Thursday, half an hour later than Community Choice. Reviews describe straightforward auto-loan experiences and helpful branch staff. OUR Credit Union at 726 S Washington Ave earns 4.7 stars from 30 reviews and offers shared branching, a walk-up ATM, self-serve coin machines, and night drop boxes.
For later visits, Michigan First Credit Union inside Kroger at 2200 12 Mile Rd stays open until 7 p.m. every weekday and 3 p.m. Saturday—the latest closing times among these listings. Community Choice, Genisys, and OUR also offer Saturday hours, from 9 a.m. to 1 p.m. These practical differences make hours, access, and service selection useful comparisons alongside ratings when choosing a credit union in Royal Oak, MI.
4.9(592)· Google4.9 out of 5 from 592 reviews (Google rating)
Credit Union
Open now · closes 1:00 PM
Community Choice Credit Union at 1740 Crooks Rd in Royal Oak, MI offers personal and business banking services. Its listed services include personal checking and savings accounts, mortgages, and loans, as well as business banking. The credit union describes its broader service area as communities across Michigan. For people considering the Royal Oak, MI location, the service list covers both everyday account needs and borrowing, though the supplied information does not specify account terms or loan requirements.
The location provides onsite services and onsite parking. Listed accessibility features include a wheelchair-accessible entrance, parking, restroom, and seating. These details are useful for planning an in-person visit, although hours are not included in the available information. Community Choice Credit Union has a Google rating of 4.9 out of 5 from 592 reviews; that figure reflects its listed review score rather than details about any particular service.
4.1(468)· Google4.1 out of 5 from 468 reviews (Google rating)
Credit Union
Closed today
Credit Union ONE is a Google-listed credit union at 400 E 9 Mile Rd, Ferndale, MI 48220. Google lists it at 4.1 stars from 468 reviews. Google provides a phone number and a website.
4.4(255)· Google4.4 out of 5 from 255 reviews (Google rating)
Credit Union
Open now · closes 1:00 PM
Genisys Credit Union at 530 N Main St in Royal Oak, MI offers financial services for individuals and local businesses. The credit union has served members since 1936, with products covering everyday banking and longer-term financial needs. Its consumer offerings include checking and savings accounts, credit cards, mortgages, and auto loans. Genisys also provides services for local businesses, though the supplied information does not specify individual business products. The Royal Oak, MI location is part of a network of 32 locations across Michigan and Minnesota.
This location provides onsite services and a drive-through, along with a free parking lot. A wheelchair-accessible entrance and wheelchair-accessible parking are also available. Its Google rating is 4.4 out of 5, based on 255 reviews. For people comparing banking locations in Royal Oak, MI, the listed features include both onsite and drive-through service, alongside a range of deposit and lending products.
3.9(40)· Google3.9 out of 5 from 40 reviews (Google rating)
Credit Union
Closed today
Michigan Educational Credit Union’s branch at 1903 Rochester Rd in Royal Oak, MI offers everyday banking, loans, and financial guidance. The credit union has a history of serving educators, school employees, students, and their families across six surrounding Metro Detroit counties. It has since expanded membership to the broader community, extending its focus beyond people connected to education.
The branch describes its services as supporting members through opening a first account, buying a home, and planning for the future, with an emphasis on personal service. A drive-through provides another way to access branch services, and the location has both a wheelchair-accessible entrance and wheelchair-accessible parking. For those considering the branch, its Google listing has a 3.9-star rating based on 40 reviews. Prospective members can visit or call to discuss their financial needs.
4.7(30)· Google4.7 out of 5 from 30 reviews (Google rating)
Credit Union
Open now · closes 1:00 PM
OUR Credit Union at 726 S Washington Ave in Royal Oak, MI provides financial services for individuals, families, and businesses. The credit union has served its community since 1959 and describes its mission as helping members meet their financial goals while striving to exceed expectations in each interaction. It also states a commitment to diversity, equity, and inclusion across its staff, membership, community, and partnerships.
The location offers a walk-up ATM and on-site services, with cash advances listed among its offerings. OUR Credit Union says all of its locations have self-serve coin machines and night drop boxes, and all branches participate in shared branching. Listed accessibility features include a wheelchair-accessible entrance, parking, restroom, and seating; a unisex restroom is also available. Its Google listing carries a 4.7 rating based on 30 reviews.
4.5(29)· Google4.5 out of 5 from 29 reviews (Google rating)
Credit Union
Closed today
Vibe Credit Union is located at 501 S Main St in Royal Oak, MI 48067. The credit union describes its focus as connecting with members and helping them with financial solutions, with loans and account-access technology among the services it emphasizes. Its description points to technology for accessing accounts at any time and says accounts can be opened online or by visiting a branch.
The Royal Oak, MI location is part of a credit union with 14 branch locations. Listed accessibility features include a wheelchair-accessible entrance and wheelchair-accessible parking. On Google, the business has a 4.5-star rating from 29 reviews. Vibe Credit Union also uses the statement “Elevating Community. Creating Opportunity.” to describe its broader mission, alongside its emphasis on financial solutions and account access.
3.8(26)· Google3.8 out of 5 from 26 reviews (Google rating)
Credit Union
Michigan First Credit Union (Inside Kroger) is located at 2200 12 Mile Rd in Royal Oak, MI 48067. The branch’s setting inside Kroger distinguishes it from a standalone credit union location. Listed accessibility features include a wheelchair-accessible entrance and wheelchair-accessible parking. Its Google listing has a rating of 3.8 out of 5 based on 26 reviews, providing a limited snapshot of customer feedback.
Founded in 1926 and based in Lathrup Village, Michigan First Credit Union serves hundreds of thousands of members through branches across Michigan. The organization supports financial education and describes its services as covering different life stages. Its broader offerings include Michigan First Mortgage, Michigan First Insurance Agency and a 365 Live Call Center. These are credit union-wide resources; the supplied information does not specify which services are available directly at the Royal Oak, MI branch.
2.8(9)· Google2.8 out of 5 from 9 reviews (Google rating)
Credit Union
Closed today
CUSG is listed in the credit union category at 215 S Center St, Suite 100, Royal Oak, MI 48067. Its company description focuses on services for organizations rather than individual banking services. Headquartered in Livonia, Michigan, CUSG serves clients nationwide, including credit unions, banks, hospitals, and universities. Its stated areas of work are marketing technology, HR performance, and financial empowerment, with solutions intended to support customer experiences, operations, and organizational growth.
The company’s named products include Save To Win, Love My Credit Union Rewards, MemberXP, and Performance Pro. Together, these offerings reflect the range of organizational and employee needs described in its service overview. The Royal Oak, MI listing identifies a wheelchair-accessible entrance and wheelchair-accessible parking. On Google, CUSG has a rating of 2.8 out of 5 based on nine reviews; that small review count provides limited context for assessing customer experiences.